Many risks that college students face — from property and identity theft to liability cases — can be reduced through proper insurance. The problem is that many parents are as uninterested in talking about these things as their college-age children.
Yet the number of insurable risks faced by college students have gone up tremendously in the decades since their parents lugged stereos and crates of vinyl records into dormitory rooms. The reality is the theft of an iPod should be the least of most parents’ worries, because there are far graver risks. And that is why the start of college is a good time to review all the potential liabilities.
This is a very interesting article about insurable risks that parents should consider when they send their kids away to college. Not the kind of stuff you want to think about, but really should.